Terms of use

Who we are

RandTracker is operated by Mokwatsi Technologies of Midrand, Johannesburg, Gauteng, 1685. You can contact us at [email protected].

Your account

• You must be 18 or older to use RandTracker.
• Give accurate account details and keep your password private.
• You are responsible for what happens under your account. We recommend turning on two-factor sign-in.
• Contact us at [email protected] as soon as you think someone else has accessed your account.

What RandTracker is, and what it isn’t

RandTracker is a tool for recording and planning your own money. It is not financial, investment, tax, legal or debt advice, and we are not a financial services provider or debt counsellor. Figures such as Safe to spend, debt-free dates, TFSA room and tax-year summaries are estimates based on what you enter and may not be right for your situation. Check anything important with your bank, your provider or a qualified adviser before you act on it.

RandTracker does not connect to your bank and cannot move money. Its figures are only as accurate as the information you enter or import.

Your information

What you enter stays yours. You allow us to store and process it to provide the service, as described in our privacy policy. You can export it or delete your account at any time in Settings.

Households

Members of a household share its accounts and budgets, and can each view and change them. Only invite people you trust. If you leave a household, its data stays with the remaining members. Add someone else’s information only if you are entitled to.

Acceptable use

You agree not to:

• break the law or use RandTracker to commit fraud
• access, or try to access, anyone else’s account or data
• probe, disrupt or overload the service, or try to bypass its security
• copy, resell or reverse engineer the service

Price

RandTracker is free for now. We may introduce paid plans. We will tell you in advance, and you will not be charged unless you choose a paid plan.

Availability and changes

We work to keep RandTracker running and to back up your data, but we do not promise that it will always be available or free of errors. We may change or remove features. If we plan to close the service, we will give you reasonable notice so that you can export your data.

Ending your use

You can stop at any time by deleting your account in Settings. We may suspend or close an account that seriously or repeatedly breaks these terms, or where the law requires us to.

Responsibility for loss

To the extent the law allows, we are not responsible for losses that result from relying on RandTracker’s figures, from inaccurate information you enter, or from events outside our reasonable control. Nothing in these terms limits any right you have under the Consumer Protection Act or other law that cannot be excluded, or our responsibility for gross negligence or intentional wrongdoing.

Ownership

The RandTracker software, name and design belong to us. These terms give you the right to use the service, and nothing more.

Governing law

These terms are governed by the law of the Republic of South Africa, and South African courts have jurisdiction.

Changes to these terms

If we make a significant change, we will tell you by email or in the app before it takes effect. If you do not agree, you can delete your account.